Thanks Scott. I appreciate the information. I have a degree in music - voice, not keyboard- and can play some, but I also have severe arthritis in my hands, especially the left one that makes it difficult to play. I just like to play for myself and the dog, especially around Christmas and enjoy using the built in chords. Do you know of a Casio keyboard that has both the chord function I'm looking for and the midi function? I don't need 600+ sounds, but need the midi to create sheet music for my Sweet Adeline's quartet. Thanks, Bobbie